Financial planning is rarely about just one decision.

Retirement. Investments. Cash flow. Taxes. Insurance. Estate planning.

Each matters on its own, but they're also deeply connected. Roots & Sparrow brings financial planning and investment management together through an ongoing advisory relationship. Together, we look at your financial life as a whole, consider the decisions in front of you, and create a framework that can adapt as life changes.

Investment decisions are made in the context of that broader picture—your goals, time horizon, cash flow needs, tax considerations, and risk.

Roots & Sparrow takes a long-term approach to investing, with an emphasis on thoughtful asset allocation, broad diversification, cost-conscious implementation, and disciplined decision-making rather than trying to predict short-term market movements.

Portfolio decisions are revisited as your circumstances, needs, and financial plan evolve.

Investing involves risk, including the possible loss of principal. Diversification and asset allocation do not guarantee a profit or protect against loss.

Every plan begins somewhere.

Every story begins somewhere.

A career that's changing. Retirement on the horizon. A growing family. A new business. An unexpected loss. Or simply the feeling that your finances have become more complex than you'd like to navigate alone.

Whatever brings you here, I believe financial planning should leave you with more than a list of recommendations. It should help you understand where you are today, what possibilities lie ahead, and the decisions that connect the two.

My role is to provide thoughtful guidance, objective advice, and a place where questions and dialogue are always welcome.

Life rarely unfolds exactly as we expect. Good planning doesn't eliminate uncertainty, but it can give you a framework for navigating what comes next.

Fee-Only. Fiduciary.

Roots & Sparrow is a fee-only, Vermont-registered investment advisory firm. The firm does not receive commissions from the sale of financial products. As a fiduciary, I am obligated to act in your best interest.

Let’s Start a Conversation

A short introductory conversation is a chance to learn more about one another, ask questions, and explore whether Roots & Sparrow is the right fit for you.